What Do HOA Insurance Policies Cover?
The school year has just ended and your family recently closed on a home in Flower Mound, TX. Everyone is excited to move in but first there's painting to be done. Your wife chose a beautiful color known as "Gray Screen" for the exterior. You begin to paint only to be...
Life with Tourette Syndrome
At a young age, I had an itch in my neck that could never be scratched. It would twitch and I'd feel relief only to have that same desire resurface seconds later. My eyes never felt like they were in the right place in my head. I would roll them to scratch the...
What is an Insurance Audit?
Have no fear! The IRS isn't coming to your business. An insurance audit is something that every business insurance policy is subject to. Some companies will never go through an insurance audit while others go through them every year. Contractor professionals...
Insurance Fraud: Why Rates Are Increasing
Besides the weather, insurance fraud is one of the biggest contributors to rate increases. It effects everyone and it's hard to explain that to clients. Client-"Why did my rates increase?" Agent-"Insurance Fraud is on the rise" Client-What does that have to do with...
What To Do On Your Business Website
Your business website is the front door to your company. In fact, if a company doesn't have a website, personally, I won't do business with them. And sometimes, a bad website is worst than not having a website at all. That is the way our world works these days. Let's...
Building Coverage: Determining Value
There's a saying in Texas that "everything is bigger". The last thing any commercial building owner wants is for that to be true about their insurance premium. But with the recent weather events ,and increase in construction, insurance companies have adjusted rates....
When To Add a Driver to the Commercial Auto Policy
Understanding who is covered by your commercial auto policy can be tricky. The list of questions can go on for a long time. Does it matter that employees only drive for business once a month? Does every employee need to be listed on the commercial auto policy? Are...
General Contractors: Insurance Matters
In Texas, it is a great time to have a General Contracting company. Everywhere you look there is growth! Frisco is transforming into it's own metropolitan area, Austin is expanding it's borders and I-35 will still be under construction for the next 37 years. What...
Survive a Social Media Backlash Towards Your Business
Social Media is a great way to connect with your customers. It allows you to make your company seem "human". And in today's world that's what everyone is looking for. With that comes the good and the bad. If a customer is upset, chances are they will leave a bad...
Asking Businesses for Proof of Insurance 101
Setting the stage: It's March 2016. You're a homeowner in North Texas. All is good in the world. It's not too hot. It's not too cold. All you need is a light jacket (Yes, I'm aware the joke is about April). You've finally taken down your Christmas lights and start...
Contact Josh
Flower Mound, TX 75022
JoshA@CIMTX.com