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What Do HOA Insurance Policies Cover?

What Do HOA Insurance Policies Cover?

The school year has just ended and your family recently closed on a home in Flower Mound, TX. Everyone is excited to move in but first there’s painting to be done. Your wife chose a beautiful color known as “Gray Screen” for the exterior. You begin...
What is an Insurance Audit?

What is an Insurance Audit?

Have no fear! The IRS isn’t coming to your business. An insurance audit is something that every business insurance policy is subject to. Some companies will never go through an insurance audit while others go through them every year. Contractor professionals can...
Insurance Fraud: Why Rates Are Increasing

Insurance Fraud: Why Rates Are Increasing

Besides the weather, insurance fraud is one of the biggest contributors to rate increases. It effects everyone and it’s hard to explain that to clients. Client-“Why did my rates increase?”  Agent-“Insurance Fraud is on the rise”...
Building Coverage: Determining Value

Building Coverage: Determining Value

There’s a saying in Texas that “everything is bigger”. The last thing any commercial building owner wants is for that to be true about their insurance premium. But with the recent weather events ,and increase in construction, insurance companies have...
When To Add a Driver to the Commercial Auto Policy

When To Add a Driver to the Commercial Auto Policy

Understanding who is covered by your commercial auto policy can be tricky. The list of questions can go on for a long time. Does it matter that employees only drive for business once a month?  Does every employee need to be listed on the commercial auto policy? Are...
General Contractors: Insurance Matters

General Contractors: Insurance Matters

In Texas, it is a great time to have a General Contracting company. Everywhere you look there is growth! Frisco is transforming into it’s own metropolitan area,  Austin is expanding it’s borders and I-35 will still be under construction for the next 37...