COMMERCIAL INSURANCE & SURETY BONDS
Insurance and Bonding Solutions for Contractors Who Want to Keep Winning Projects
You're Probably Dealt With This Before
You called your agent. Went to voicemail. Left a message. Got a callback two days later.... after the job fell through, the certificate expired or the claim already happened.
That's not insurance. That's a business card with a license attached to it.
Insurance for contractors isn't a commodity. Your risks are specific, your contracts have requirements and the wrong policy doesn't just cost you money... it costs you the job. Or worse, it costs you everything.
You deserve an agent who actually picks up the phone.
Hi, I'm Josh Ashford
I've been in commercial insurance since 2010, based out of Flower Mound, Texas. I work with business owners in Texas and Tennessee who are tired of being an afterthought to their broker.
I'm an independent agent, which means I don't work for a carrier. I work for you. I have access to standard markets like Nationwide, Hartford, Travelers, and Liberty Mutual but honestly, most of my contractor clients live in the surplus and non-standard markets. That's where complex risks go. That's where most agents stop. That's where I specialize.
The biggest claim I've ever helped pay out was $6 million. It paid because the coverage was right. That's the whole job.
A Division of Patriot Growth Insurance Services — national reach, local relationship.
What My Clients Actually Say
"I have used Josh Ashford for 3 years now as my agent. He gives personal and fast service and immediately responds to all my questions and concerns. As a business owner, I appreciate the piece of mind that comes with having a 'partnership' with an agent that handles issues and concerns and resolves any needs we have so I can focus on my business. Great kudos to Josh. His reputation for first class service is earned."
"We’ve been in business since 2014. We’ve had our share of insurance agents, mostly all disappointing, until we found Josh Ashford. He goes above and beyond in EVERYTHING he does. He always keeps us up to date on the lowest premiums available in all our insurance needs. Insurance is one of the most important areas of business, it has the power to make you or break you. We’re so glad we have someone by our side who’s always had & has our best interest at heart. We love love love love Josh!! Highly recommend him for your insurance needs. He’s definitely one in a million!"
"Josh has the best insurance agent I have worked with. He's extremely knowledgeable and has the best customer service I have ever experienced. He understands the construction trades and understands what your needs are."
I Specialize. On Purpose.
Contractors
General contractors, specialty trades and everyone who needs a bond to get on the job site. If your policy is complicated, no problem. That's my lane!
Car Washes
Multi-location automatic operators who need coverage that actually understands what you do. Equipment, liability, property and everything in between.
Payment & Performance Bonds
You can't win the bid without the bond. Let's make sure you can get one.
Ready To Actually Talk To Your Agent?
No forms. No runaround. Just a real conversation about your business.
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Projects
Cities
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Since
1965
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Sed porttitor lectus nibh. Vivamus suscipit tortor eget felis porttitor volutpat. Quisque velit nisi, pretium ut lacinia in, elementum id enim. Praesent sapien massa, convallis a pellentesque nec, egestas non nisi. Sed porttitor lectus nibh.
Engineering
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Quisque velit nisi, pretium ut lacinia in, elementum id enim. Cras ultricies ligula sed magna dictum porta. Mauris blandit aliquet elit, eget tincidunt nibh pulvinar a. Sed porttitor lectus nibh. Nulla porttitor accumsan tincidunt. Cras ultricies ligula sed magna dictum porta. Vivamus suscipit tortor eget felis porttitor volutpat. Proin eget tortor risus. Sed porttitor lectus nibh. Curabitur arcu erat, accumsan id imperdiet et, porttitor at sem.
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