Why Do I Need Liquor Liability Insurance?

Why Do I Need Liquor Liability Insurance?

  Liquor Liability coverage can be confusing enough before you even get into the nuts an bolts. The very name itself ,Liquor Liability, may suggest to someone that it’s only needed if their business offers liquor. The truth is, any business that makes,...
How to Better Manage Your Time

How to Better Manage Your Time

Let’s be honest, effective time management seems harder than stopping a Mack Truck, with no brakes, going down hill. It’s one of those things that we all try, or “try” in some cases, to get better at but don’t seem to make any headway....
Do I Need Insurance If My Subcontractors Are Insured?

Do I Need Insurance If My Subcontractors Are Insured?

  This is, by far, the number one situation that we come across. You own a business that subcontracts all of the work out. Great! That is a great business model that works for many companies. Your next question is about insurance. How much do you need, if you...
What Happens If I File A Claim?

What Happens If I File A Claim?

    Insurance, of any sort, is one of those things that you have, pray you never use it but are glad that it’s there when needed. But how do you know when to file a claim? Will the insurance claim increase your rates? Can the insurance company cancel...
How to Reduce Turnover (Guest Blog)

How to Reduce Turnover (Guest Blog)

According to Inc.com, the top three reasons employees quit their jobs include lack of advancement, poor work-life balance, and money in that order.  They also note that the top five deal breakers for employees include a boss that doesn’t trust you, work expectations...
What Do HOA Insurance Policies Cover?

What Do HOA Insurance Policies Cover?

The school year has just ended and your family recently closed on a home in Flower Mound, TX. Everyone is excited to move in but first there’s painting to be done. Your wife chose a beautiful color known as “Gray Screen” for the exterior. You begin...