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Performance Bonds

Performance Bonds

Get a Performance Bond What are Performance Bonds?: In the most simple of terms, performance bonds are a guarantee that a contractor will finisht the job according to the standards agreed upon. If you don’t complete the job as described, the obligee (typically a...
Cryptocurrency Insurance Coverage

Cryptocurrency Insurance Coverage

So you’ve made the investment into cryptocurrency. Congrats! Now the question is “how do you keep it safe?”   Let’s be honest, since it’s a digital product it’s almost impossible to keep it form getting hacked. But there are...
What Does Flood Insurance Cover?

What Does Flood Insurance Cover?

What does flood insurance cover? Usually when I get asked this question, I answer it with a question. And usually that question is “Why? What happened?” Sometimes it’s just a “Oh nothing. I’m just wondering” (It’s never a...
Why Do I Need Liquor Liability Insurance?

Why Do I Need Liquor Liability Insurance?

  Liquor Liability coverage can be confusing enough before you even get into the nuts an bolts. The very name itself ,Liquor Liability, may suggest to someone that it’s only needed if their business offers liquor. The truth is, any business that makes,...
Do I Need Insurance If My Subcontractors Are Insured?

Do I Need Insurance If My Subcontractors Are Insured?

  This is, by far, the number one situation that we come across. You own a business that subcontracts all of the work out. Great! That is a great business model that works for many companies. Your next question is about insurance. How much do you need, if you...
What Happens If I File A Claim?

What Happens If I File A Claim?

    Insurance, of any sort, is one of those things that you have, pray you never use it but are glad that it’s there when needed. But how do you know when to file a claim? Will the insurance claim increase your rates? Can the insurance company cancel...